Casa Loma Students,

It’s almost time to apply for the One-time Student Loan Debt Forgiveness!!  Department of Education is expected to open up the application process later this month and you will have until December 31, 2023 to complete the application but DON’T WAIT!  Complete your application as soon as possible once it becomes available.  Be among the first borrowers to find out when the application becomes available by signing up for email alerts directly from the Department of Education at the following link: select the alert topic NEW!! Federal Student Loan Borrower Updates.  While we all anxiously await the application be mindful of SCAMMERS who may contact you to charge you a fee for the application or try to obtain your personal information for fraudulent purposes.  The application is FREE and you never need to pay for assistance.  See DO’s and DON’Ts below to protect yourself against scams and know that the CLC Financial Aid Office is available to help you through this process and answer any questions you may have.  Our contact information is below and we look forward to hearing from you!


Loan Forgiveness Explained:  One-Time Student Loan Debt Relief.pdf

DO’S AND DON’TS – Biden-Harris Student Debt Relief Update – Protect Yourself From Scams

As we prepare for the student debt relief application window to open later this month, the Department of Education is sharing critical information on how to protect yourself from scammers trying to take advantage of student loan borrowers.

Here’s a list of Do’s and Don’ts to protect yourself against scams as you prepare to apply for debt relief.

  • DON’T pay anyone who contacts you with promises of debt relief or loan forgiveness. You will not need to pay anyone to obtain debt relief. The application will be free and easy to use.
  • DON’T reveal your FSA ID or account information or password to anyone who contacts you. The Department of Education and your federal student loan servicer will never call or email you asking for this information.
  • DON’T ever give personal or financial information to an unfamiliar caller. When in doubt, hang up and call your student loan servicer directly. You can find your federal student loan servicer’s contact information at gov/manage-loans/repayment/servicers.
  • DON’T refinance your federal student loans unless you know the risks. If you refinance federal student loans eligible for debt relief into a private loan, you will lose out on important benefits like one-time debt relief and flexible payment plans for federal loans.
  • DO create an FSA ID at gov. You will not need it for the debt relief application but having an FSA ID can allow you to easily access accurate information on your loan and make sure FSA can contact you directly, helping you equip yourself against scammers trying to contact you. Log in to your current account on and keep your contact info up to date. If you need help logging in follow these tips on accessing your account.
  • DO make sure your loan servicer has your most current contact information. If you don’t know who your servicer is, you can log into and see your servicer(s) in your account.
  • DO share these messages with your networks and encourage others to sign up at to be notified when the Student Loan Debt Relief application becomes available.
  • DO report scammers to the Federal Trade Commission by visiting

Having the most up-to-date and accurate information is your best protection against scammers.

You will hear directly from the Department of Education or Federal Student Aid when the application for debt relief is available. if you qualify for debt relief without needing to fill out an application, you will also hear from the Department or FSA directly. For additional information, visit our FAQ page on student debt relief.

To read more about the Biden-Harris Administration’s efforts to protect borrowers against scams, click here.